Inherited accounts
Inherited 401(k) guides
Claiming an inherited 401(k) involves one mistake that can never be undone and a distribution clock with a 25% penalty behind it. Start with the rules, then the guide for the plan's custodian.
The rules
By custodian
- Inherited Fidelity 401(k): How to Claim It Without an Irreversible Tax Mistake
- Inherited Vanguard 401(k): Beneficiary Claim Steps and the 10-Year Rule
- Inherited Schwab 401(k): Claim Process, Titling, and RMD Deadlines
- Inherited Empower 401(k): How Beneficiaries Claim Without Triggering Tax
- Inherited Principal 401(k): Beneficiary Claim Steps and Distribution Rules
- Inherited T. Rowe Price 401(k): Claiming as a Beneficiary, Step by Step
- Inherited E*TRADE 401(k): Beneficiary Claim and Transfer Guide
- Inherited Voya 401(k): Death-Claim Steps and Beneficiary Deadlines