Inherited accounts
Inherited 401(k) guides
Claiming an inherited 401(k) involves one mistake that can never be undone and a distribution clock with a 25% penalty behind it. Start with the rules, then the guide for the plan's custodian.
The rules
By custodian
- Inherited Fidelity 401(k): Claim Steps & Deadlines
- Inherited Vanguard 401(k): Beneficiary Claim Guide
- Inherited Schwab 401(k): Claim Process & Deadlines
- Inherited Empower 401(k): Beneficiary Claim Guide
- Inherited Principal 401(k): Claim Steps & Rules
- Inherited T. Rowe Price 401(k): Claim Guide
- Inherited E*TRADE 401(k): Beneficiary Claim Guide
- Inherited Voya 401(k): Death-Claim Steps & Timing